In this episode, I sit down with Tuomas Toivonen, founder and CEO of Holvi.
Tuomas Toivonen, Co-founder and CEO at Holvi, has over 15 years of experience advising governments and global mobile operators on payment systems. Tuomas saw the need for a better banking solution for small businesses in Europe. This drove him to create Holvi – a banking-service designed to meet the unique needs of SMEs.
You can find the full episode here:
Holvi is an Helsinki based digital bank, offering small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
With him, we talked about the experience of launching a neobank in the nordics, the different funding environment in fintech between 2012 and 202, but also the main challenges in financial services in the current environment.



